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Life and Health Underwriters, Inc.
2001 Sixth Avenue
Suite 2550
Seattle, WA 98121

(206) 728-1314


Established in 1990, Life & Health Underwriters, Inc. (LHUI) provides employee benefit brokerage and consulting services to employers in the state of Washington. We currently assist over 80 employers in the management of their benefit plans. We also represent over 200 individuals in the purchase of individual life, disability, and health insurance. Our professional staff combines over 190-plus years of experience with enthusiasm and professionalism.




The Benefit Buzz

Here are some recent news and trends:

04.2.2008 - Time Magazine

10 Ideas That Are Changing The World - Mandatory Health

Some employers are cracking down on employees with poor health habits, while others are implementing wellness programs and/or offering incentives for employees to lose weight or stop smoking.

  click here to VIEW ARTICLE




02.11.2008 - U.S. Department of Labor

Changes in the Family and Medical Leave Act and National Defense Authorization Act for FY 2008

On January 28, 2008, President Bush signed into law H.R. 4986, the National Defense Authorization Act for FY 2008 (NDAA), Pub. L. 110-181. Among other things, section 585 of the NDAA amends the Family and Medical Leave Act of 1993 (FMLA) to permit a "spouse, son, daughter, parent, or next of kin" to take up to 26 workweeks of leave to care for a "member of the Armed Forces, including a member of the National Guard or Reserves, who is undergoing medical treatment, recuperation, or therapy, is otherwise in outpatient status, or is otherwise on the temporary disability retired list, for a serious injury or illness."

The NDAA also permits an employee to take up to up to 12 workweeks of FMLA leave during any 12-month period for "any qualifying exigency (as the Secretary [of Labor] shall, by regulation, determine) arising out of the fact that the spouse, or a son, daughter, or parent of the employee is on active duty (or has been notified of an impending call or order to active duty) in the Armed Forces in support of a contingency operation."

Please note that the new law also makes changes to the FMLA which detail how the two new types of leave are to be administered. For example, if the need for qualifying exigency leave is foreseeable (e.g., because of notification of an order to active duty in support of a contingency operation), the employee must "provide such notice to the employer as is reasonable and practicable." The new law also provides the circumstances under which paid leave may be substituted for the two new types of leave.


  click here to VIEW ARTICLE




09.10.2007 - MSNBC

Employees Starting to Pay For Poor Health

A small number of companies have linked health factors to what employees pay for benefits, but the practice is expected to grow now that some federal rules have been finalized, spelling out what's allowed by law.

  click here to VIEW ARTICLE




08.27.2007 - Kaiser Family Foundation

Michael Moore's "Sicko" - Broad Reach and Impact Even Without the Popcorn?

Few have seen the movie but nearly half of the public is familiar with it. "Sicko" gets many talking about Health Care issues, reinforcing views of some and encouraging others (even some conservatives) to re-think the need for reform.

  click here to VIEW ARTICLE





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